Children are accident-prone, vulnerable to illnesses, bacterial infections, and more serious ailments. Health insurance for children provides benefits beyond just payments of bills. With a child health insurance plan, it is easy to access routine health procedures such as preventive vaccinations or medicines, check-ups, dental treatment, as well as treatments for recurring problems like ear infections, coughs and colds and other childhood ailments. Child health care insurance allows children to continue with school and life uninterrupted, and saves you the anxiety of mounting health bills. There are a number of low-cost and free insurance programs for both working families and families that qualify under other categories. Click here to Read more
With millions of dollars going towards childcare every year, it is vital to take advantage of every program that offers some kind of relief to working parents and helps them find cheap child care. The Dependent Care Flexible Spending Account (DCFSA) is one such opportunity that would help you soften the blow of your childcare expenses.
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Selecting an appropriate childcare center or childcare professional can be a long and daunting task, but is important. Early learning and development in children helps them later in nursery and in school. Children often grow out of their childcare centers and require more complex stimulus or simply better care, leading to stagnation of the child’s development. Regular childcare evaluation is a must-do for parents and guardians to understand whether the choice is still benefiting the child and the family.
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Benefits you may be entitled to when going back to work
If you are thinking of returning to work after having a baby then you are entitled to financial and practical help with childcare:
Parental leave
If you have a child who is under the age of 5 years or a disabled child under the age of 18 then you are entitled to take unpaid time off from work to take care of them. You are entitled to parental leave such as:
- Take 13 weeks off work for each child under the age of 5.
- 18 weeks off work for a child under the age of 18 who is disabled.
Parental leave is different from maternity or paternity leave and is usually unpaid. Parental leave must be taken in full weeks; you can’t for example take the odd day off to take your child to the Doctor’s. You can’t take more than four weeks leave in any one year and must give your employer at least 21 days notice when you want to take parental leave. Click here to Read more
